Enjoy the things you love.
Buy now, Pay Small Small

Shop for your everyday essentials, settle bills and more, with the option to Pay Small Small.

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Enjoy what you love in real-time, while you pay later. 

Shop for your everyday essentials, settle bills and more, with the option to pay later. Pay for items in four installments. 

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Payment that works for you

Buy now and Pay Small Small
Buy now pay later

Financial assistance

By breaking down expenses into smaller, more manageable payments, Pay Small Small provides the financial assistance needed to afford everyday essentials and pay bills without having to pay the full amount upfront.

Convenient 

Spread costs into smaller, more manageable payments. You can enjoy what you love in real-time while making payments in three weekly instalments after paying only a fraction of the amount upfront.
Pay small small
Pay in installments in Ghana

Budget-friendly

It offers flexibility in managing expenses by breaking down costs into smaller, affordable payments. This makes it easier to cover your essentials and bills, fitting comfortably within your budget.

How Pay Small Small works 

Complete the activation flow 
Go through the activation process by verifying with your Ghana Card and photo.  
Have a good credit rating  
To be eligible for Pay Small Small, you must have a good credit rating of 400 or above.
Checkout with Pay Small Small 
Choose Pay Small Small at checkout and enjoy what you love now. 

Buy what you love now and Pay Small Small

Make an initial payment of a fraction of the amount, and pay the rest in equal weekly installments.
Download the app
Download the app

Frequently asked questions

You need to be pre-approved to allow auto-debits on your mobile wallets when the repayment date is due. You can use the “Pay” or “Pay All” button to complete your Pay Small Small outstanding balance even before the due date if you choose to do so
To be eligible for Pay Small Small, you must have a good credit rating of 400 or above. This is determined by a credit score algorithm based on your purchase history and other factors.
This payment method is available to MTN and Telecel subscribers only.
You can use Pay Small Small for airtime, data, bills, food, and everyday essentials.
If a service fails or is not rendered for some reason, you will be refunded the first amount you paid upfront, and the future repayments will be cancelled, nullifying the agreement.