Orders. Receipts. Rewards.
All in one app.
Pay from your phone
Pay for anything directly from your phone - instore or online
Send money to anyone on any network or bank, instantly.
Pay bills; Buy services
Buy airtime, internet data or pay for everyday bills and services.
Place and manage order for goods and services from your favorite businesses, anytime anywhere.
Gifts & Rewards
Collect cash back as point and rewards when you pay for everyday goods and services
Give tips and feedback
Rate service experiences you get at businesses and leave tips for employees when you are most satisfied
DownloadInstall Hubtel on your smartphone from the App Store or Google Play Store to create a free account.
Link paymentsVerify your identity to create wallets for your bank card (Visa/Mastercard) and mobile money accounts.
Start collecting pointsStart collecting cash-back points when you pay for everyday services or at your favourite businesses.
Get more from your Gratis wallet
What is Gratis?
Gratis is Hubtel’s reward currency that is collected as points when you shop from businesses on Hubtel.
Where can I find my points?
Gratis points are credited to your Gratis Loyalty Card on your Hubtel account each time you successfully pay for goods and services via Hubtel.
Where can I spend my points?
The currency equivalent of your Gratis points balance can be used to pay for any service/bill or even sent as cash to your mobile money or bank account.
Collecting Gratis Points
1 point for every GHS 1 paid from your Hubtel wallet
0 point for every GHS 1 paid with cash
1 point for every GHS 1 paid with mobile money
0.5 points for every GHS 1 paid with bank card